Consumer Portfolio Service Incorporated
Irvine, CA 92618
Phone: (949) 753-6800
User Reviews for Consumer Portfolio Service Incorporated
07/16/2008 Posted by blahmembername
To all who have had the mis-fortune of being indebted to CPS: No matter how mean and nasty alll of these people at CPS are, I have had the final laugh. I was paying my over priced, high interest loan without issue for almost a year. I became unemployed unexpectedly and called to make some arrangement or at least communicate with them (that is what we are all told to do with creditors....just call them). The nasty "woman" on the other end prompted me to cut off all contact. I decided that I could not make the payment comfortably on unemployment. I had moved two times since I bought my car and wisely did not tell them! I also had the privilege of changing my identity. They are livid and desperate to find me now after 6 months. They have one reference that told them where to go and a huge list of false ones I had given them. They have run a background on me only to find VERY old information that is not useful. I do not live anywhere near my last known address so they will get the car when I am ready to return it. BOTTOM LINE: worst finance company ever. Their behavior is illegal and I may file suit just for fun. So remember: what goes around really does come back around .....eventually!
Pros: They will finance dead people
Cons: EVERYTHING ELSE
06/27/2008 Posted by mmealing1
WHEN YOU SEE ANYTHING WITH THE NAME CONSUMER PORTFOLIO SERVICES OR CPS RUN! THEIR CUSTOMER SERVICES DEPARTMENT NEEDS AN OVERHAUL AND THEY AREN'T THAT HELPFUL! THEY WILL NOT TAKE A CAR BACK THAT YOU CAN NO LONGER AFFORD TO KEEP IN THE STATE OF VIRGINIA, I LEARNED VIRGINIA IS A "GARNISHABLE STATE". I SEE THIS AS FORCING PEOPLE INTO MORE FINANCIAL DEBT! THERE GOAL IS TO MAKE AS MUCH MONEY OFF OF YOU BY ANY MEANS NECESSARY, THEY DO NOT CARE ABOUT PEOPLE OR THEIR HARDSHIPS. I RECEIVED ONE PAYOFF PRICE FOR A VEHICLE I SOLD TO A CAR DEALERSHIP ONLY TO FIND THAT PRICE WAS JACKED UP A WEEK LATER. MY CREDIT SCORE MAY BE LOW AT THIS TIME BUT I WILL NEVER PURCHASE ANYTHING WITH CPS'S ASSISTANCE, THEY ARE WAY MORE TROUBLE THAN IT'S WORTH. NO ONE APPEARS TO KNOW HOW THE BUSINESS IS RUN WITHIN THIS COMPANY AND I AM SPEAKING OF THEIR REPRESENTATIVES. DEAL WITH THIS COMPANY AT YOUR OWN RISK!
Pros: You can get a car.
Cons: You will be stuck with a car, that has no car insurance, and you no longer have a drivers valid drivers license. They are very insensitive and I wish I had never heard about them!
